Anchor Trust (Planned Roadmap)
Risk intelligence layer for Stellar's anchor economy
ON-CHAIN PUBLIC API
get_anchor_score(anchor)Readable by any contract on StellarANCHOR SCORE SIGNAL FRAMEWORK
ACR = f(capital, settlement, oracle, history)Capital Stake RatioStaked USDC ÷ cover outstanding
On-chainSettlement Success Rate% of markets that settled cleanly
On-chainAmount Currently InsuredTotal USDC locked across markets
On-chainHistorical PayoutsTotal USDC paid to cover holders
On-chainOracle UptimeReflector price feed availability
v2 RoadmapAvg Settlement LatencyTime from breach to settlement
v2 RoadmapFailed WithdrawalsSEP-24 anchor withdrawal failures
v2 Roadmap→ Makes AnchorShield the 'Risk Intelligence Layer for Stellar' — any protocol can call get_anchor_score(anchor)
What is the Anchor Score?
The Anchor Score is a composite, on-chain trust signal for Stellar anchors. In v1 it reflects the Capital Stake Ratio — how much of an anchor's own capital is at risk relative to the total cover they've underwritten.
In v2 it incorporates settlement reliability, oracle uptime, and historical payout data — creating a multi-dimensional risk intelligence signal readable by any protocol on Stellar.
// v1 — capital ratio only
anchor_stake.get_acr(&anchor_address)
// v2 — composite score
anchor_stake.get_anchor_score(&anchor_address)
// returns: { acr, settlement_rate, oracle_uptime, payouts }
Rating Scale
RatingStake RatioSignal
AAA≥ 2.0xExceptional — anchor staked 2× the cover. Over-collateralized.
AA1.0x – 2.0xStrong — fully backed. Highly resilient to correlated shocks.
A0.5x – 1.0xStandard — adequate buffer for isolated claim events.
BBB0.1x – 0.5xMarginal — partial skin in the game. Elevated pool dependency.
C< 0.1xLow confidence — minimal capital alignment with users.